I am describing a way to make online purchases easy and at no cost to the customer through hardware or increased fees. We profit off of the savings of the customer using a more secure payment system. Online purchases/hand keyed cards are charged at 2% and I can give away the terminal and take the savings they get through using merchant level payment (0% for debit, 1.5% for credit) that’s profit of .5-2% per transaction at no cost to the customer and gives the customer more security in their payments.